Terms and Conditions
Welcome to Enarithovelyx. These Terms and Conditions govern your use of our financial planning subscription service and form a binding agreement between you and Enarithovelyx Financial Planning Pty Ltd.
By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.
Last Updated: August 6, 2025
Definitions
In these Terms and Conditions, the following definitions apply:
- "Service": Our financial planning subscription service, including consultations, support, and related resources
- "User" or "You": Any individual who accesses our website or uses our services
- "Subscription": The recurring monthly service agreement for financial planning consultations
- "Content": All information, materials, and resources provided through our service
Use of Our Service
Your use of our service is subject to the following conditions and restrictions:
Eligibility Requirements
You must be at least 18 years old and legally capable of entering into binding agreements to use our service.
18+ only
Your Responsibilities
As a user of our service, you agree to:
- Provide accurate and complete information during consultations
- Maintain the confidentiality of your account information
- Use our service only for lawful purposes
- Respect the intellectual property rights of our content
- Notify us promptly of any unauthorized use of your account
Prohibited Activities
You may not use our service to:
- Violate any applicable laws or regulations
- Share or distribute our proprietary content without permission
- Interfere with the proper functioning of our service
- Attempt to gain unauthorized access to our systems
- Use our service for any fraudulent or deceptive purposes
Intellectual Property Rights
All content, trademarks, and materials provided through our service are owned by Enarithovelyx or licensed to us. You may not copy, reproduce, or distribute any content without our written permission.
You retain ownership of any personal financial information you share during consultations, but grant us permission to use this information solely for providing our services.
Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms and Conditions.
Service Disclaimers
Our service provides general financial planning guidance and analytical reviews. We do not provide specific financial advice, and you should consult with licensed professionals before making significant financial decisions.
Past performance does not guarantee future results
We make no guarantees about specific financial outcomes or results. Past performance does not guarantee future results, and individual results may vary.
Limitation of Liability
To the maximum extent permitted by Australian law, our total liability for any claims arising from your use of our service is limited to the amount you have paid for our service.
We exclude liability for indirect, incidental, or consequential damages, including loss of profits, data, or business opportunities.
User Indemnification
You agree to indemnify and hold harmless Enarithovelyx from any claims, damages, or expenses arising from your use of our service or violation of these terms.
Dispute Resolution
Dispute Resolution
Any disputes arising from these terms or your use of our service will be resolved through binding arbitration in accordance with Australian commercial arbitration rules.
Arbitration Rules: Australian Centre for International Commercial Arbitration (ACICA) Rules
Arbitration Location: Melbourne, Victoria, Australia
Alternative Dispute Resolution
For consumer disputes, you may also access the Australian Financial Complaints Authority.
Visit AFCA website: www.afca.org.au
Termination of Service
You may terminate your subscription at any time with 30 days' written notice. We may terminate your access immediately for violations of these terms.
Upon termination, your access to our service will cease, but these terms will continue to apply to any outstanding obligations.
Governing Law and Jurisdiction
These Terms and Conditions are governed by Australian law and the laws of the state where our business is registered.
Severability Clause
If any provision of these terms is found unenforceable, the remaining provisions will continue in full effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Enarithovelyx regarding your use of our service.
Modifications to Terms
We reserve the right to modify these terms at any time. Material changes will be communicated via email or through prominent website notice.
Your continued use of our service after changes take effect constitutes acceptance of the modified terms.
Contact Information
For questions about these Terms and Conditions, please contact us at info@enarithovelyx.com or +61 2 1164 1397.
Email: contact@enarithovelyx.com
Phone: +61 2 1164 1397
Address: 264 George Street, Sydney NSW, Australia
By using our service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.