Important Disclaimers and Legal Information
Please read these disclaimers carefully before using our financial planning subscription service. These important notices outline the scope, limitations, and legal framework governing our relationship with you.
Past performance does not guarantee future results
Financial planning involves risk, and individual circumstances may affect outcomes. Consult with qualified professionals before making significant financial decisions.
General Service Disclaimer
Our financial planning subscription service provides general guidance and analytical reviews based on commonly accepted planning principles. The information and consultations provided are for informational purposes only and should not be considered as personalized financial advice tailored to your specific situation.
While we strive to provide valuable insights through our consultations, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of any information provided. Your use of our service and reliance on any information is entirely at your own risk.
Information Accuracy and Currency
We endeavor to ensure that all information provided through our service is accurate and up-to-date. However, financial markets, regulations, and economic conditions change rapidly, and information may become outdated without notice.
- Market data and financial information are subject to constant change
- Regulatory requirements may vary by jurisdiction and time
- Economic conditions can affect the relevance of planning strategies
Limitation of Liability
To the maximum extent permitted by Australian law, our liability for any claims arising from your use of our service is limited as follows:
Excluded Damages
- Indirect, incidental, or consequential damages
- Loss of profits, revenue, or business opportunities
- Damage to reputation or loss of goodwill
- Any damages exceeding the amount paid for our service
Nothing in this disclaimer excludes or limits liability that cannot be excluded or limited under Australian Consumer Law.
Professional Advice Disclaimer
Our service provides general financial planning discussions and analytical reviews. This does not constitute personalized financial advice, and we strongly recommend consulting with licensed financial advisors, accountants, or other qualified professionals before making significant financial decisions.
Always seek professional advice that considers your individual circumstances, risk tolerance, and financial objectives before implementing any financial strategies discussed in our consultations.
Third-Party Links and Resources
Our service may include references to third-party websites, resources, or tools for additional information. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.
Your use of third-party resources is subject to their respective terms and conditions, and we encourage you to review their policies before providing any personal information.
Warranty Disclaimers
We provide our service on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability or fitness for a particular purpose
- Warranties regarding uninterrupted or error-free service
- Warranties about the accuracy or completeness of information
- Warranties regarding specific financial outcomes or results
Results and Outcome Disclaimer
Financial planning outcomes depend on numerous factors including market conditions, individual circumstances, implementation consistency, and external economic factors beyond our control.
Individual results may vary
Jurisdiction and Governing Law
These disclaimers and your use of our service are governed by Australian law and regulations applicable to financial services.
Governing Law: These terms are governed by the laws of Australia and the state/territory where our business is registered
Jurisdiction: Any disputes will be subject to the exclusive jurisdiction of Australian courts
Local regulations and consumer protection laws may provide additional rights that cannot be excluded by these disclaimers.
User Indemnification
By using our service, you agree to indemnify and hold harmless Enarithovelyx, its officers, employees, and representatives from any claims, damages, or expenses arising from your use of our service or your violation of these terms.
Severability Clause
If any provision of these disclaimers is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it enforceable.
Changes to Disclaimers
We reserve the right to modify these disclaimers at any time. Changes will be effective immediately upon posting, and continued use of our service constitutes acceptance of the modified terms.
Last Updated: August 6, 2025
Contact Information
If you have questions about these disclaimers or need clarification about any terms, please contact us using the following information:
Email: contact@enarithovelyx.com
Phone: +61 2 1164 1397
Address: 264 George Street, Sydney NSW, Australia
By using our service, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and limitations.